Medical Travel Shield T&Cs
Terms & Conditions
This agreement applies as between you, the User of this Website and Sure Insurance Services Limited, the owner(s) of this Website. Your agreement to comply with and be bound by these terms and conditions is deemed to occur upon your first use of the Website. If you do not agree to be bound by these terms and conditions, you should stop using the Website immediately.
1. Definitions and Interpretation
In this Agreement the following terms shall have the following meanings:
- “Policy” means collectively the personal information, payment information and credentials used by Users to access Paid Content and / or any communications System on the Website;
- “Content” means any text, graphics, images, audio, video, software, data compilations and any other form of information capable of being stored in a computer that appears on or forms part of this Website;
- “Free Content” means any Content that is accessible without the payment of a Policy Premium;
- “Learning Establishment” means any provider of education to persons of any age including, but not limited to, schools, colleges, universities and professional / adult education providers;
- “SIS” means Sure Insurance Services Lts trading as Medical Travel Shield, registered at 2 White Lion Court, Cornhill, London, EC3V 3NP;
- “Paid Content” means Content accessible only upon the creation of an Policy and the payment of a Policy Premium;
- “Service” means collectively any online facilities, tools, services or information that SIS makes available through the Website either now or in the future;
- “Policy Premium” means the sum of money paid by Users at monthly or yearly intervals to keep their Policy active and to enable them to access Paid Content;
- “Subscription Period” means the period for which a subscription has been purchased and may refer to the length of your Policy accordingly;
- “System” means any online communications infrastructure that SIS makes available through the Website either now or in the future. This includes, but is not limited to, web-based email, message boards, live chat facilities and email links;
- “User” / “Users” means any third party that accesses the Website and is not employed by SIS and acting in the course of their employment; and
- “Website” means the website that you are currently using (http://medicaltravelshield.com) and any sub-domains of this site (e.g. subdomain http://medicaltravelshield.com/hospitals) unless expressly excluded by their own terms and conditions.
2. Intellectual Property
2.1 Subject to the exceptions in Clause 5 of these Terms and Conditions, all Content included on the Website, unless uploaded by Users, including, but not limited to, text, graphics, logos, icons, images, sound clips, video clips, data compilations, page layout, underlying code and software is the property of Sure Insurance Services, or our affiliates. By continuing to use the Website you acknowledge that such material is protected by applicable United Kingdom and International intellectual property and other laws.
2.2 Material from the Website may be re-used without written permission where any of the exceptions detailed in Chapter III of the Copyright Designs and Patents Act 1988 or those detailed in Clauses 3 and 4 of these Terms and Conditions apply.
3. Use of Free Content
You may print, reproduce, copy, distribute, store or in any other fashion re-use Free Content from the Website for personal or educational purposes only unless otherwise indicated on the Website or unless given express written permission to do so by SIS. Specifically you agree that:
3.1 You will not use the Free Content of the Website for commercial purposes unless given express written permission to do so by SIS.
3.2 You will not systematically copy Free Content from the Website with a view to creating or compiling any form of comprehensive collection, compilation, directory or database unless given express written permission to do so by SIS.
3.3 You may, as a student of a recognised Learning Establishment, use the Free Content of the Website for educational purposes provided an appropriate reference is given for all Content so applied using a suitable referencing system of your choice or as stipulated by your Learning Establishment.
3.4 Employees of Learning Establishments may use the Free Content of the Website for teaching purposes subject to the following conditions:
3.4.1 no further consent is required for use in not-for-profit Learning Establishments. This may include, but is not limited to, schools that charge no fees for tuition; and
3.4.2 for use in profit-making Learning Establishments, prior written consent is required. This may include, but is not limited to, private schools charging fees, universities and adult education providers.
4. Use of Paid Content
4.1 Payment of a Policy Premium grants you a licence to use all Paid Content on the Website for the duration of your subscription. You may use such Content in the following ways:
4.1.1 for personal purposes; or
4.1.2 as a student only, for educational purposes
4.2 Commercial use of Paid Content is not permitted under the terms of a normal subscription. Please contact SIS for details of Commercial level subscriptions and the accompanying Terms and Conditions.
4.3 Employees of Learning Establishments are not permitted to use Paid Content for teaching purposes under the terms of a normal subscription. Please contact SIS for details of Education level subscriptions and the accompanying Terms and Conditions.
4.4 Under such a licence, you agree that:
4.4.1 you will not use the Paid Content of the Website for commercial purposes unless given express written permission to do so by SIS;
4.4.2 you will not systematically copy Paid Content from the Website with a view to creating or compiling any form of comprehensive collection, compilation, directory or database unless given express written permission to do so by SIS; and
4.4.3 you may, as a student of a recognised Learning Establishment, use the Paid Content of the Website for educational purposes provided an appropriate reference is given for all Content so applied using a suitable referencing system of your choice or as stipulated by your Learning Establishment.
5. Third Party Intellectual Property
Where expressly indicated, certain Content and the Intellectual Property Rights subsisting therein belongs to other parties. This Content, unless expressly stated to be so, is not covered by any permission granted by Clauses 3 and 4 of these Terms and Conditions to use Content from the Website. Any such Content will be accompanied by a notice providing the contact details of the owner and any separate use policy that may be relevant.
6. Links to Other Websites
This Website may contain links to other sites. Unless expressly stated, these sites are not under the control of SIS or that of our affiliates. We assume no responsibility for the content of such Websites and disclaim liability for any and all forms of loss or damage arising out of the use of them. The inclusion of a link to another site on this Website does not imply any endorsement of the sites themselves or of those in control of them.
7. Links to this Website
Those wishing to place a link to this Website on other sites may do so only to the home page of the sitehttp://medicaltravelshield.com without prior permission. Deep linking (i.e. links to specific pages within the site) requires the express permission of SIS. To find out more please contact us by email at firstname.lastname@example.org.
8. Use of Communications Facilities
8.1 SIS may introduce from time to time services which allow you to upload comments in the form of forums or blogs. When given using these and / or any other System on the Website you should do so in accordance with the following rules:
8.1.1 you must not use obscene or vulgar language;
8.1.2 you must not submit Content that is unlawful or otherwise objectionable. This includes, but is not limited to, Content that is abusive, threatening, harassing, defamatory, ageist, sexist or racist;
8.1.3 you must not submit Content that is intended to promote or incite violence;
8.1.4 it is advised that posts on message boards, chat facilities or similar and communications with SIS are made using the English language as we may be unable to respond to enquiries submitted in any other languages;
8.1.5 you must not post links to other Websites containing any of the above types of Content;
8.1.7 you must not engage in any form of commercial advertising. This does not prohibit references to businesses for non-promotional purposes including references where advertising may be incidental;
8.1.8 you must not impersonate other people, particularly employees and representatives of SIS or our affiliates; and
8.1.9 you must not use our System for unauthorised mass-communication such as “spam” or “junk mail”;
8.2 You acknowledge that SIS reserves the right to monitor any and all communications made to us or using our System.
10.1 SIS makes no warranty or representation that the Website will meet your requirements, that it will be of satisfactory quality, that it will be fit for a particular purpose, that it will not infringe the rights of third parties, that it will be compatible with all systems, or that it will be secure.
10.2 Whilst every reasonable endeavour has been made to ensure that all information provided on this Website will be accurate and up to date, SIS makes no warranty or representation that this is the case. We make no guarantee of any specific results from the use of our services.
10.3 No part of this Website is intended to constitute advice and the Content of this Website should not be relied upon when making any decisions or taking any action of any kind.
10.4 The information on this Website is not designed with commercial purposes in mind. SIS makes no representation or warranty that this Content is suitable for use in commercial situations or that it constitutes accurate data and / or advice on which business decisions can be based.
10.5 Whilst every effort has been made to ensure that all descriptions of services available from SIS correspond to the actual services available, SIS is not responsible for any variations from these descriptions.
11. Availability of the Website
The Service is provided “as is” and on an “as available” basis. We give no warranty that the Service will be free of defects and / or faults. To the maximum extent permitted by the law we provide no warranties (express or implied) of fitness for a particular purpose, accuracy of information, compatibility and satisfactory quality.
SIS accepts no liability for any disruption or non-availability of the Website resulting from external causes including, but not limited to, ISP equipment failure, host equipment failure, communications network failure, power failure, natural events, acts of war or legal restrictions and censorship.
12. Limitation of Liability
12.1 SIS liability for any direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising out of our breach of these Terms and Conditions shall be limited to the value of a User’s current subscription. For all other direct or indirect loss or damage, foreseeable or otherwise, including any indirect, consequential, special or exemplary damages arising from the use of the Website or any information contained therein, to the maximum extent permitted by law, SIS accepts no liability. Users should be aware that they use the Website and its Content at their own risk.
12.2 Nothing in these terms and conditions excludes or restricts SIS’s liability for death or personal injury resulting from any negligence or fraud on the part of SIS.
12.3 Whilst every effort has been made to ensure that these terms and conditions adhere strictly with the relevant provisions of the Unfair Contract Terms Act 1977, in the event that any of these terms are found to be unlawful, invalid or otherwise unenforceable, that term is to be deemed severed from these terms and conditions and shall not affect the validity and enforceability of the remaining terms and conditions. This term shall apply only within jurisdictions where a particular term is illegal.
13. No Waiver
In the event that any party to these Terms and Conditions fails to exercise any right or remedy contained herein, this shall not be construed as a waiver of that right or remedy.
14. Previous Terms and Conditions
In the event of any conflict between these Terms and Conditions and any prior versions thereof, the provisions of these Terms and Conditions shall prevail unless it is expressly stated otherwise.
15. Law and Jurisdiction
These terms and conditions and the relationship between you and SIS shall be governed by and construed in accordance with the Law of England and Wales and SIS and you agree to submit to the exclusive jurisdiction of the Courts of England and Wales.
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